The world around us is one of production.  Nothing in nature goes to waste.  Even a tree that’s fallen down is being used, slowly being converted back to a form that will fuel the growth of more trees, and shrubs.  These are in turn used for animals that are then used for carnivores.  Even waste products are used for the process of more production.  Fertilizer, oxygen, minerals are just a few of the by products that get used up in other ways.  It is only in the human world where this chain is broke.

This is the case with us financially.  The generally accepted philosophy on money goes something like this: go to school, get good grades, go to college, get a degree, get a good job, stay out of debt (yet its ok for a home and car), reduce expenses and save money.  While I agree with saving money, and reducing unnecessary expenses, the saver mentality leads to a life of non-production and dependency on others.

So many people live on social security, disability, and call this retirement.  To me its as if they have taken it as permission to no longer do anything with their life and expect the world around them to no longer increase.  As production increases its inevitable that cost goes up.

Theres some fundamental misunderstandings as to “what money is”, and how to use it.  Most of us are taught to be consumers and disregard entirely what it means to be an investor.  Banks and business is all about making a profit.  Without it they fail and then no jobs exist for those working in them.  This is no good for anyone.  Yet some of us get the idea that we are entitled to certain services and shouldn’t have to contribute to the business providing them.

The use of money, or better called currency is a representation of something much greater.  As a person I go out into the world and provide my talents, services, knowledge and experience to others and in exchange I am given something tangible in return.  It’s an exchange not of like products but of better, meaning what I receive in return I esteem to be of more value than what I did for it.  Everyone benefits and is better off than when they started.  Money is therefore the human life value of each person, NOT the dollar bill.  The dollar is a resource just as wood, steel, and oil are.

Banks realize this as they use a dollar and work at turning it into $10, $100, or more.  This is also referred to the velocity of money.  As time goes by the faster and faster you can utilize your money, the more and more you can do all at the same time the more you can produce with it.  When you try to save it you are in effect slowing down the utilization.  Inflation, new technology, taxes, utilization cost (what else you could be doing with it) are all things that are working against you as it just sits.

Rather than focusing just on how much money you can make or how much a job pays when deciding what to do with your life, focus on what you love.  Your passions, experiences, talents and abilities will lead you to a much more fulfilling and enjoyable life than just how much money you can make.

Consider this:

Do you find yourself looking forward more to the weekend, or days off, rather than the weekday, or work days if you work weekends?

If you do then the focus of your job is not the work itself rather it is the paycheck you are there for.  Many wealthy individuals have stated that if they did not make big money doing the thing they loved that they would do it anyway for free.  This is the type of thing to look for in your life.  Those activities that keep you engaged, at peace, the whole time enjoying it all.  There is no tension doing it.  Your not looking towards the clock saying, just 1 hour or 5 days.  You are enjoying the time thoroughly because you love what you are doing, each and every moment.

As you follow your passions the money will automatically follow and you will change your life in ways never before seen.  Not only will you earn more money but your focus will no longer be on how to earn money so you will enjoy life much more.